2024年5月31日发(作者：)
I. True or false
1. In China, insurance companies do not accept insurance based on Institute
Cargo Clause. ( )
2. Institute Cargo Clause (A) has the widest coverage among all its clauses. ( )
3. Almost all the insurance companies provide door-t-door coverage service. ( )
4. Insurance against F.P.A. mean that the insured cannot obtain compensation
from the insurer if particular average occurs. ( )
5. If you have insured your goods against All Risks, you will get compensated
whatever risks occurs to your goods. ( )
6. According to China Insurance Clauses, if you want to insure your goods
against W.P.A., you must also cover War and Strike Risks. ( )
7. According to international trade practice, you cannot have the goods insured
if you di not have insurable interest in the goods. ( )
8. One cannot claim compensations with the insurance company if he dose not
have insurable interest in the goods. ( )
9. If an insurance clause stipulates a franchise, the insurance company does not
grant compensations if any damage occurs to the goods. ( )
10. Irrespective of percentage means that the insurance company will cover all
the losses to the goods caused during transportation. ( )
II. Fill in the blanks with the following words and expressions:
Covered, covering, cover, coverage, insure, insurance, effected
will ______ WPA insurance.
insurance policy ______ us against TPND.
documents will be sent to you under separate _____.
have to point out that our letter of January 10 has fully _______ this matter.
send you herewith a copy of B/L ______ shipment of 50 metric tons Walnuts.
have pleasure in advising shipment of your Order No. 3225 _____ 50 metric
tons of Small Red Beans.
nce on the goods shall be ______ by us for 110% of the CIF value.
_____ against All Risks.
shall provide such ______ at your cost.
nce is to be _______ by the buyers under FOB terms.
's request for _________ to be covered up to the inland city can be
accepted on condition that such extra premium is for buyer's account.
regarding insurance, the _______ is for 110% of invoice value up to the port
of destination only.
III. Translate the following into English:
1.客户认为由你方办理保险比他们自行投保更为方便。
2.按照买方的要求，请按该发票金额的150%投保一切险和战争险。
3.我们只能根据合约规定按照发票金额的110%进行投保，因此抱歉很难按
照你方要求办理。
4.中国人民保险公司由于收费低廉，理赔公平迅速，在中外贸易人士中享有
很高声誉。
5.在货损发生后，被保险人可向保险公司或其他代理递交保险单和检验报告
提出索赔。
6. 请注意上述货物须在6月5日前装运，并按发票金额150%投保综合险。
我们知道按一般惯例，你们只按发票金额110%投保，因此额外保险费由我们负
担。
7.有关保险的索赔条件应尽快提交保险公司或其代理商以便他们有足够时
间去向造成过错的有关方面进行追偿。
8.我们遗憾地通知你们，发票所列第8箱，内装10台打字机，在货到达时，
其中8台严重受损。现附上由上海商品检验局所签发的检验证明和船务公司代理
人的报告书，想必你方在解决我们上述3,000美元的索赔方面，不会有困难。
9.在没有得到你方明确的保险要求情况下，我们按惯例把你所订购之货按发
票金额110%投保了水渍险。
10.如你方希望将货物投保综合险，我们可以代为投保，但保费稍高，保费
差额由你方负担。
IV. Case study
1、我某公司以CIF术语出口一批化肥，装运前按合同规定已向保险公司投
保水渍险，货物装妥后顺利开航。载货船舶启航后不久在海上遭受暴风雨，海水
涌入船舱，致使部分化肥遭到水渍，损失价值达1000美元。数日后，又发现部
分化肥袋包装破裂，估计损失达1500美元。问该损失应由谁承担？为什么？
2、某载货船舶在航行途中突然触礁，致使部分货物遭到损失，船体个别部
位的船板产生裂缝，急需补漏。为了船、货的共同安全，船长决定修船，为此，
将部分货物卸到岸上并存仓，卸货过程中部分货物受损。事后统计这次事件造成
的损失有：
（1）部分货物因船触礁而损失
（2）卸货费用、存仓费用以及货物损失。问从上述各项损失的性质来看，
属于什么海损?
Key
I. True or false
1. F many countries in the world have begun to adopt the Institute Cargo Clause,
including China.
2. T
3. T
4. T
5. F all risks do not cover other special risks like War risk, Strike risk, etc.
6. F the insured may choose to attach War of Strike risk to W.P.A.
7. F according to international business practice, insurable interest is required only
when the insured claims damages with the insurance company.
8. T
9. F by franchise in meant that the insurance company must still compensate the
insured once the damage exceeds the percentage stipulated .
10. F irrespective of percentage is applied to goods which are easily broken or
delivered short; it has nothing to do with other disasters such as strikes, war, and other
natural disasters.
II. Fill in the blanks with the following words and expressions:
发布评论